Makrognosis

Euro Area MFI loans to households for house purchase (mortgages), outstanding amount (NSA)

MonthlyNot seasonally adjustedCode EA.LOANSHH.M.NSA.GRP-HOUSING

Latest (y/y)3.2%September 2026
Previous (y/y)3.3%August 2026
Level5,549,843 EUR millionsSeptember 2026

Euro Area MFI loans to households for house purchase (mortgages), outstanding amount (NSA) was up 3.2% year on year in September 2026, compared with 3.3% in August 2026.

The level stood at 5,549,843 EUR millions.

Over the past ten years it has ranged from −0.3% (Mar 2024) to 5.9% (Jun 2022), averaging 3.2%.

Euro Area MFI loans to households for house purchase (mortgages), outstanding amount (NSA), annual % change, Jan 2004 – Sep 2026−5%0%5%10%15%20052010201520202025Robomacro
Euro Area MFI loans to households for house purchase (mortgages), outstanding amount (NSA), annual % change, Jan 2004 – Sep 2026. Source: European Central Bank.
Euro Area MFI loans to households for house purchase (mortgages), outstanding amount (NSA), level (EUR millions)2M3M4M5M6M20052010201520202025Robomacro
Euro Area MFI loans to households for house purchase (mortgages), outstanding amount (NSA), level (EUR millions).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValueY/Y %
September 20265,549,843 EUR millions3.2
August 20265,532,964 EUR millions3.3
July 20265,525,508 EUR millions3.3
June 20265,504,616 EUR millions3.3
May 20265,486,098 EUR millions3.2
April 20265,470,458 EUR millions3.2
March 20265,458,111 EUR millions3.2
February 20265,445,547 EUR millions3.2
January 20265,435,362 EUR millions3.1
December 20255,413,218 EUR millions2.8
November 20255,396,130 EUR millions2.7
October 20255,382,206 EUR millions2.6
September 20255,376,297 EUR millions2.5
August 20255,358,420 EUR millions2.3
July 20255,349,535 EUR millions2.2
June 20255,330,239 EUR millions2.1
May 20255,314,151 EUR millions1.9
April 20255,301,418 EUR millions1.7
March 20255,287,140 EUR millions1.4
February 20255,278,951 EUR millions1.3
January 20255,271,041 EUR millions1.1
December 20245,265,106 EUR millions0.5
November 20245,256,725 EUR millions0.3
October 20245,246,517 EUR millions0.3

Last 24 observations. The full history (285 observations) is available through the API.

Get Euro Area MFI loans to households for house purchase (mortgages), outstanding amount (NSA) in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/EA.LOANSHH.M.NSA.GRP-HOUSING"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/EA.LOANSHH.M.NSA.GRP-HOUSING",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationJanuary 2003
Observations285
FrequencyMonthly
UnitsEUR millions
AdjustmentNot seasonally adjusted
10-year high5.9% (Jun 2022)
10-year low−0.3% (Mar 2024)
10-year average3.2%
Source agencyEuropean Central Bank
Makrognosis codeEA.LOANSHH.M.NSA.GRP-HOUSING

More Euro Area LOANSHH series

Euro Area MFI consumer credit to households, outstanding amount (NSA)Euro Area MFI loans to households and NPISH - outstanding amount ()Euro Area MFI loans to households and NPISH, outstanding amount (NSA)

Other Euro Area indicators

Euro Area GDP (Gross Domestic Product)Euro Area Real GDP (Current prices, million EURs, 2010 ref)Euro Area Inflation Rate (CPI)Euro Area Core Inflation RateEuro Area Unemployment RateEuro Area 10-Year Government Bond YieldEuro Area Industrial ProductionEuro Area Retail SalesEuro Area Producer Price Inflation (PPI)Euro Area Current account balance (BPM6, extra-euro-area), not seasonally adjustedEuro Area Trade Balance: Goods & ServicesEuro Area Exports of goods (BPM6 credits, extra-euro-area), not seasonally adjustedEuro Area Exports of goods and services, Current prices, million EUREuro Area Exports of goods and services, chain-linked volumeEuro Area Imports of goods (BPM6 debits, extra-euro-area), not seasonally adjustedEuro Area Imports of goods and services, Current prices, million EUR

FAQ

What is the current mFI loans to households for house purchase (mortgages), outstanding amount (NSA) in Euro Area?
The latest reading is 3.2% year on year for September 2026, published by European Central Bank.
Where does this data come from?
It is collected directly from European Central Bank and is available through the Makrognosis API under the code EA.LOANSHH.M.NSA.GRP-HOUSING.

Last updated 2026-10-28. Source: European Central Bank. Original title: “Euro area - MFI loans to households for house purchase (mortgages), outstanding amount (NSA)”.