Makrognosis

Euro Area MFI loans to households and NPISH - outstanding amount ()

MonthlySeasonally adjustedCode EA.LOANSHH.M.SA

Latest (y/y)3.1%September 2026
Previous (y/y)3.1%August 2026
Level7,021,720 EUR millionsSeptember 2026

Euro Area MFI loans to households and NPISH - outstanding amount () was up 3.1% year on year in September 2026, compared with 3.1% in August 2026.

The level stood at 7,021,720 EUR millions.

That is the highest reading since February 2023.

Over the past ten years it has ranged from −0.4% (Apr 2024) to 4.8% (Jul 2022), averaging 2.6%.

Euro Area MFI loans to households and NPISH - outstanding amount (), annual % change, Jan 2004 – Sep 2026−2.5%0.0%2.5%5.0%7.5%10.0%20052010201520202025Robomacro
Euro Area MFI loans to households and NPISH - outstanding amount (), annual % change, Jan 2004 – Sep 2026. Source: European Central Bank.
Euro Area MFI loans to households and NPISH - outstanding amount (), level (EUR millions)3M4M5M6M7M20052010201520202025Robomacro
Euro Area MFI loans to households and NPISH - outstanding amount (), level (EUR millions).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValueY/Y %
September 20267,021,720 EUR millions3.1
August 20267,003,508 EUR millions3.1
July 20266,989,921 EUR millions3.1
June 20266,971,582 EUR millions3.0
May 20266,956,411 EUR millions3.0
April 20266,938,017 EUR millions2.9
March 20266,932,195 EUR millions3.1
February 20266,918,835 EUR millions3.1
January 20266,898,508 EUR millions3.0
December 20256,853,248 EUR millions2.6
November 20256,836,184 EUR millions2.5
October 20256,817,943 EUR millions2.4
September 20256,808,856 EUR millions2.3
August 20256,794,191 EUR millions2.1
July 20256,779,964 EUR millions2.0
June 20256,767,110 EUR millions1.8
May 20256,755,918 EUR millions1.7
April 20256,742,555 EUR millions1.5
March 20256,722,298 EUR millions1.2
February 20256,713,172 EUR millions1.1
January 20256,696,015 EUR millions1.0
December 20246,678,564 EUR millions0.4
November 20246,671,566 EUR millions0.3
October 20246,659,763 EUR millions0.3

Last 24 observations. The full history (285 observations) is available through the API.

Get Euro Area MFI loans to households and NPISH - outstanding amount () in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/EA.LOANSHH.M.SA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/EA.LOANSHH.M.SA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationJanuary 2003
Observations285
FrequencyMonthly
UnitsEUR millions
AdjustmentSeasonally adjusted
10-year high4.8% (Jul 2022)
10-year low−0.4% (Apr 2024)
10-year average2.6%
Source agencyEuropean Central Bank
Makrognosis codeEA.LOANSHH.M.SA

More Euro Area LOANSHH series

Euro Area MFI consumer credit to households, outstanding amount (NSA)Euro Area MFI loans to households and NPISH, outstanding amount (NSA)Euro Area MFI loans to households for house purchase (mortgages), outstanding amount (NSA)

Other Euro Area indicators

Euro Area GDP (Gross Domestic Product)Euro Area Real GDP (Current prices, million EURs, 2010 ref)Euro Area Inflation Rate (CPI)Euro Area Core Inflation RateEuro Area Unemployment RateEuro Area 10-Year Government Bond YieldEuro Area Industrial ProductionEuro Area Retail SalesEuro Area Producer Price Inflation (PPI)Euro Area Current account balance (BPM6, extra-euro-area), not seasonally adjustedEuro Area Trade Balance: Goods & ServicesEuro Area Exports of goods (BPM6 credits, extra-euro-area), not seasonally adjustedEuro Area Exports of goods and services, Current prices, million EUREuro Area Exports of goods and services, chain-linked volumeEuro Area Imports of goods (BPM6 debits, extra-euro-area), not seasonally adjustedEuro Area Imports of goods and services, Current prices, million EUR

FAQ

What is the current mFI loans to households and NPISH - outstanding amount () in Euro Area?
The latest reading is 3.1% year on year for September 2026, published by European Central Bank.
Where does this data come from?
It is collected directly from European Central Bank and is available through the Makrognosis API under the code EA.LOANSHH.M.SA.

Last updated 2026-10-28. Source: European Central Bank. Original title: “MFI loans to households and NPISH - outstanding amount (euro area)”.