Makrognosis

Euro Area MFI consumer credit to households, outstanding amount (NSA)

MonthlyNot seasonally adjustedCode EA.LOANSHH.M.NSA.GRP-CONSUMER

Latest (y/y)6.0%September 2026
Previous (y/y)6.3%August 2026
Level815,577 EUR millionsSeptember 2026

Euro Area MFI consumer credit to households, outstanding amount (NSA) was up 6.0% year on year in September 2026, compared with 6.3% in August 2026.

The level stood at 815,577 EUR millions.

Over the past ten years it has ranged from −4.1% (Feb 2021) to 6.3% (Aug 2026), averaging 2.9%.

Euro Area MFI consumer credit to households, outstanding amount (NSA), annual % change, Jan 2004 – Sep 2026−5%0%5%10%20052010201520202025Robomacro
Euro Area MFI consumer credit to households, outstanding amount (NSA), annual % change, Jan 2004 – Sep 2026. Source: European Central Bank.
Euro Area MFI consumer credit to households, outstanding amount (NSA), level (EUR millions)400k500k600k700k800k20052010201520202025Robomacro
Euro Area MFI consumer credit to households, outstanding amount (NSA), level (EUR millions).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValueY/Y %
September 2026815,577 EUR millions6.0
August 2026811,911 EUR millions6.3
July 2026811,650 EUR millions6.2
June 2026806,041 EUR millions6.1
May 2026799,087 EUR millions6.2
April 2026797,132 EUR millions6.0
March 2026795,404 EUR millions6.2
February 2026785,565 EUR millions5.9
January 2026786,050 EUR millions5.7
December 2025779,364 EUR millions4.3
November 2025775,137 EUR millions4.3
October 2025773,472 EUR millions3.9
September 2025769,546 EUR millions3.4
August 2025763,684 EUR millions2.8
July 2025764,394 EUR millions2.8
June 2025759,378 EUR millions2.9
May 2025752,739 EUR millions1.9
April 2025751,880 EUR millions2.0
March 2025748,885 EUR millions1.8
February 2025741,751 EUR millions1.7
January 2025743,851 EUR millions1.9
December 2024747,262 EUR millions2.2
November 2024742,878 EUR millions1.5
October 2024744,419 EUR millions1.7

Last 24 observations. The full history (285 observations) is available through the API.

Get Euro Area MFI consumer credit to households, outstanding amount (NSA) in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/EA.LOANSHH.M.NSA.GRP-CONSUMER"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/EA.LOANSHH.M.NSA.GRP-CONSUMER",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationJanuary 2003
Observations285
FrequencyMonthly
UnitsEUR millions
AdjustmentNot seasonally adjusted
10-year high6.3% (Aug 2026)
10-year low−4.1% (Feb 2021)
10-year average2.9%
Source agencyEuropean Central Bank
Makrognosis codeEA.LOANSHH.M.NSA.GRP-CONSUMER

More Euro Area LOANSHH series

Euro Area MFI loans to households and NPISH - outstanding amount ()Euro Area MFI loans to households and NPISH, outstanding amount (NSA)Euro Area MFI loans to households for house purchase (mortgages), outstanding amount (NSA)

Other Euro Area indicators

Euro Area GDP (Gross Domestic Product)Euro Area Real GDP (Current prices, million EURs, 2010 ref)Euro Area Inflation Rate (CPI)Euro Area Core Inflation RateEuro Area Unemployment RateEuro Area 10-Year Government Bond YieldEuro Area Industrial ProductionEuro Area Retail SalesEuro Area Producer Price Inflation (PPI)Euro Area Current account balance (BPM6, extra-euro-area), not seasonally adjustedEuro Area Trade Balance: Goods & ServicesEuro Area Exports of goods (BPM6 credits, extra-euro-area), not seasonally adjustedEuro Area Exports of goods and services, Current prices, million EUREuro Area Exports of goods and services, chain-linked volumeEuro Area Imports of goods (BPM6 debits, extra-euro-area), not seasonally adjustedEuro Area Imports of goods and services, Current prices, million EUR

FAQ

What is the current mFI consumer credit to households, outstanding amount (NSA) in Euro Area?
The latest reading is 6.0% year on year for September 2026, published by European Central Bank.
Where does this data come from?
It is collected directly from European Central Bank and is available through the Makrognosis API under the code EA.LOANSHH.M.NSA.GRP-CONSUMER.

Last updated 2026-10-28. Source: European Central Bank. Original title: “Euro area - MFI consumer credit to households, outstanding amount (NSA)”.