Makrognosis

Euro Area MFI loans to households and NPISH, outstanding amount (NSA)

MonthlyNot seasonally adjustedCode EA.LOANSHH.M.NSA

Latest (y/y)3.1%September 2026
Previous (y/y)3.1%August 2026
Level7,031,651 EUR millionsSeptember 2026

Euro Area MFI loans to households and NPISH, outstanding amount (NSA) was up 3.1% year on year in September 2026, compared with 3.1% in August 2026.

The level stood at 7,031,651 EUR millions.

Over the past ten years it has ranged from −0.4% (Mar 2024) to 4.8% (Jun 2022), averaging 2.6%.

Euro Area MFI loans to households and NPISH, outstanding amount (NSA), annual % change, Sep 1998 – Sep 2026−2.5%0.0%2.5%5.0%7.5%10.0%200020052010201520202025Robomacro
Euro Area MFI loans to households and NPISH, outstanding amount (NSA), annual % change, Sep 1998 – Sep 2026. Source: European Central Bank.
Euro Area MFI loans to households and NPISH, outstanding amount (NSA), level (EUR millions)2M3M4M5M6M7M200020052010201520202025Robomacro
Euro Area MFI loans to households and NPISH, outstanding amount (NSA), level (EUR millions).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValueY/Y %
September 20267,031,651 EUR millions3.1
August 20267,006,579 EUR millions3.1
July 20266,997,819 EUR millions3.1
June 20266,971,426 EUR millions2.9
May 20266,943,251 EUR millions3.0
April 20266,926,363 EUR millions2.9
March 20266,923,162 EUR millions3.1
February 20266,901,903 EUR millions3.1
January 20266,891,883 EUR millions3.0
December 20256,862,951 EUR millions2.6
November 20256,854,098 EUR millions2.4
October 20256,827,024 EUR millions2.4
September 20256,817,728 EUR millions2.3
August 20256,794,012 EUR millions2.1
July 20256,787,074 EUR millions2.0
June 20256,774,300 EUR millions1.9
May 20256,742,457 EUR millions1.7
April 20256,728,562 EUR millions1.5
March 20256,711,936 EUR millions1.2
February 20256,697,254 EUR millions1.1
January 20256,690,261 EUR millions0.9
December 20246,688,209 EUR millions0.5
November 20246,690,394 EUR millions0.3
October 20246,669,309 EUR millions0.3

Last 24 observations. The full history (349 observations) is available through the API.

Get Euro Area MFI loans to households and NPISH, outstanding amount (NSA) in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/EA.LOANSHH.M.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/EA.LOANSHH.M.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationSeptember 1997
Observations349
FrequencyMonthly
UnitsEUR millions
AdjustmentNot seasonally adjusted
10-year high4.8% (Jun 2022)
10-year low−0.4% (Mar 2024)
10-year average2.6%
Source agencyEuropean Central Bank
Makrognosis codeEA.LOANSHH.M.NSA

More Euro Area LOANSHH series

Euro Area MFI consumer credit to households, outstanding amount (NSA)Euro Area MFI loans to households and NPISH - outstanding amount ()Euro Area MFI loans to households for house purchase (mortgages), outstanding amount (NSA)

Other Euro Area indicators

Euro Area GDP (Gross Domestic Product)Euro Area Real GDP (Current prices, million EURs, 2010 ref)Euro Area Inflation Rate (CPI)Euro Area Core Inflation RateEuro Area Unemployment RateEuro Area 10-Year Government Bond YieldEuro Area Industrial ProductionEuro Area Retail SalesEuro Area Producer Price Inflation (PPI)Euro Area Current account balance (BPM6, extra-euro-area), not seasonally adjustedEuro Area Trade Balance: Goods & ServicesEuro Area Exports of goods (BPM6 credits, extra-euro-area), not seasonally adjustedEuro Area Exports of goods and services, Current prices, million EUREuro Area Exports of goods and services, chain-linked volumeEuro Area Imports of goods (BPM6 debits, extra-euro-area), not seasonally adjustedEuro Area Imports of goods and services, Current prices, million EUR

FAQ

What is the current mFI loans to households and NPISH, outstanding amount (NSA) in Euro Area?
The latest reading is 3.1% year on year for September 2026, published by European Central Bank.
Where does this data come from?
It is collected directly from European Central Bank and is available through the Makrognosis API under the code EA.LOANSHH.M.NSA.

Last updated 2026-10-28. Source: European Central Bank. Original title: “Euro area - MFI loans to households and NPISH, outstanding amount (NSA)”.