Makrognosis

United Kingdom Consumer credit (excl. Student Loans Company), amounts outstanding, seasonally adjusted

MonthlySeasonally adjustedCode UK.CONSCREDIT.M.SA

Latest261,200 GBP millionsSeptember 2026
Previous259,852 GBP millionsAugust 2026
Year ago243,136 GBP millionsSeptember 2025

United Kingdom Consumer credit (excl. Student Loans Company), amounts outstanding, seasonally adjusted was 261,200 GBP millions in September 2026, up 0.5% from August 2026 and up 7.4% from a year earlier.

That is the highest reading since the series began in January 1996.

Over the past ten years it has ranged from 189,059 GBP millions (Sep 2016) to 261,200 GBP millions (Sep 2026), averaging 217,341 GBP millions.

United Kingdom Consumer credit (excl. Student Loans Company), amounts outstanding, seasonally adjusted (GBP millions), Jan 1996 – Sep 202650k100k150k200k250k200020052010201520202025Robomacro
United Kingdom Consumer credit (excl. Student Loans Company), amounts outstanding, seasonally adjusted (GBP millions), Jan 1996 – Sep 2026. Source: Bank of England.

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
September 2026261,200 GBP millions
August 2026259,852 GBP millions
July 2026257,898 GBP millions
June 2026256,533 GBP millions
May 2026255,073 GBP millions
April 2026253,473 GBP millions
March 2026252,066 GBP millions
February 2026250,565 GBP millions
January 2026249,344 GBP millions
December 2025247,799 GBP millions
November 2025246,199 GBP millions
October 2025244,506 GBP millions
September 2025243,136 GBP millions
August 2025242,041 GBP millions
July 2025240,842 GBP millions
June 2025239,451 GBP millions
May 2025238,210 GBP millions
April 2025237,486 GBP millions
March 2025236,037 GBP millions
February 2025235,832 GBP millions
January 2025234,811 GBP millions
December 2024233,564 GBP millions
November 2024232,519 GBP millions
October 2024232,607 GBP millions

Last 24 observations. The full history (369 observations) is available through the API.

Get United Kingdom Consumer credit (excl. Student Loans Company), amounts outstanding, seasonally adjusted in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/UK.CONSCREDIT.M.SA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/UK.CONSCREDIT.M.SA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationJanuary 1996
Observations369
FrequencyMonthly
UnitsGBP millions
AdjustmentSeasonally adjusted
10-year high261,200 GBP millions (Sep 2026)
10-year low189,059 GBP millions (Sep 2016)
10-year average217,341 GBP millions
Source agencyBank of England
Makrognosis codeUK.CONSCREDIT.M.SA

More United Kingdom CONSCREDIT series

United Kingdom Consumer credit: credit card lending, amounts outstanding, seasonally adjusted

Other United Kingdom indicators

United Kingdom GDP (Gross Domestic Product)United Kingdom Nominal GDP (current prices)United Kingdom Inflation Rate (CPI)United Kingdom Core Inflation RateUnited Kingdom Unemployment RateUnited Kingdom Credit Rating & Sovereign Risk ScoreUnited Kingdom Industrial ProductionUnited Kingdom Production Industries - Total (Index 1dp): CVM SAUnited Kingdom Retail SalesUnited Kingdom Producer Price Inflation (PPI)United Kingdom BoP Current Account Balance SAUnited Kingdom Trade Balance: Goods & ServicesUnited Kingdom Total Trade (TT): WW: Exports: BOP: CP: SA (goods + services)United Kingdom Total Trade: World: Exports: BOP: CVM SAUnited Kingdom Total Trade (TT): WW: Imports: BOP: CP: SA (goods + services)United Kingdom Total Trade: World: Imports: BOP: CVM SA

FAQ

What is the current consumer credit (excl. Student Loans Company), amounts outstanding, seasonally adjusted in United Kingdom?
The latest reading is 261,200 GBP millions for September 2026, published by Bank of England.
Where does this data come from?
It is collected directly from Bank of England and is available through the Makrognosis API under the code UK.CONSCREDIT.M.SA.

Last updated 2026-11-08. Source: Bank of England. Original title: “Consumer credit (excl. Student Loans Company), amounts outstanding, seasonally adjusted”.