Makrognosis

United Kingdom Consumer credit: credit card lending, amounts outstanding, seasonally adjusted

MonthlySeasonally adjustedCode UK.CONSCREDIT.M.SA.GRP-CREDITCARD

Latest84,091 GBP millionsSeptember 2026
Previous83,943 GBP millionsAugust 2026
Year ago77,009 GBP millionsSeptember 2025

United Kingdom Consumer credit: credit card lending, amounts outstanding, seasonally adjusted was 84,091 GBP millions in September 2026, up 0.2% from August 2026 and up 9.2% from a year earlier.

That is the highest reading since the series began in January 1996.

Over the past ten years it has ranged from 54,991 GBP millions (Mar 2021) to 84,091 GBP millions (Sep 2026), averaging 68,496 GBP millions.

United Kingdom Consumer credit: credit card lending, amounts outstanding, seasonally adjusted (GBP millions), Jan 1996 – Sep 20260k20k40k60k80k200020052010201520202025Robomacro
United Kingdom Consumer credit: credit card lending, amounts outstanding, seasonally adjusted (GBP millions), Jan 1996 – Sep 2026. Source: Bank of England.

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
September 202684,091 GBP millions
August 202683,943 GBP millions
July 202682,424 GBP millions
June 202681,954 GBP millions
May 202679,566 GBP millions
April 202679,114 GBP millions
March 202678,744 GBP millions
February 202678,871 GBP millions
January 202678,448 GBP millions
December 202578,999 GBP millions
November 202578,790 GBP millions
October 202576,697 GBP millions
September 202577,009 GBP millions
August 202576,524 GBP millions
July 202575,616 GBP millions
June 202575,234 GBP millions
May 202574,196 GBP millions
April 202573,887 GBP millions
March 202572,440 GBP millions
February 202572,719 GBP millions
January 202572,171 GBP millions
December 202472,741 GBP millions
November 202472,671 GBP millions
October 202471,635 GBP millions

Last 24 observations. The full history (369 observations) is available through the API.

Get United Kingdom Consumer credit: credit card lending, amounts outstanding, seasonally adjusted in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/UK.CONSCREDIT.M.SA.GRP-CREDITCARD"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/UK.CONSCREDIT.M.SA.GRP-CREDITCARD",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationJanuary 1996
Observations369
FrequencyMonthly
UnitsGBP millions
AdjustmentSeasonally adjusted
10-year high84,091 GBP millions (Sep 2026)
10-year low54,991 GBP millions (Mar 2021)
10-year average68,496 GBP millions
Source agencyBank of England
Makrognosis codeUK.CONSCREDIT.M.SA.GRP-CREDITCARD

More United Kingdom CONSCREDIT series

United Kingdom Consumer credit (excl. Student Loans Company), amounts outstanding, seasonally adjusted

Other United Kingdom indicators

United Kingdom GDP (Gross Domestic Product)United Kingdom Nominal GDP (current prices)United Kingdom Inflation Rate (CPI)United Kingdom Core Inflation RateUnited Kingdom Unemployment RateUnited Kingdom Credit Rating & Sovereign Risk ScoreUnited Kingdom Industrial ProductionUnited Kingdom Production Industries - Total (Index 1dp): CVM SAUnited Kingdom Retail SalesUnited Kingdom Producer Price Inflation (PPI)United Kingdom BoP Current Account Balance SAUnited Kingdom Trade Balance: Goods & ServicesUnited Kingdom Total Trade (TT): WW: Exports: BOP: CP: SA (goods + services)United Kingdom Total Trade: World: Exports: BOP: CVM SAUnited Kingdom Total Trade (TT): WW: Imports: BOP: CP: SA (goods + services)United Kingdom Total Trade: World: Imports: BOP: CVM SA

FAQ

What is the current consumer credit: credit card lending, amounts outstanding, seasonally adjusted in United Kingdom?
The latest reading is 84,091 GBP millions for September 2026, published by Bank of England.
Where does this data come from?
It is collected directly from Bank of England and is available through the Makrognosis API under the code UK.CONSCREDIT.M.SA.GRP-CREDITCARD.

Last updated 2026-10-29. Source: Bank of England. Original title: “Consumer credit: credit card lending, amounts outstanding, seasonally adjusted”.