Makrognosis

United States Personal Saving Rate

MonthlySeasonally adjustedCode US.PINC.M.SA.GRP-PSAVERT

Latest3.8%September 2026
Previous4.0%August 2026
Year ago5.1%September 2025

United States Personal Saving Rate was 3.8% in September 2026, down 0.2 percentage points from August 2026 and down 1.3 percentage points from a year earlier.

That is the lowest reading since October 2022.

Over the past ten years it has ranged from 2.4% (Jun 2022) to 31.8% (Apr 2020), averaging 7.2%.

United States Personal Saving Rate (%), Jan 1996 – Sep 20260%10%20%30%200020052010201520202025Robomacro
United States Personal Saving Rate (%), Jan 1996 – Sep 2026. Source: U.S. Bureau of Economic Analysis.

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
September 20263.8%
August 20264.0%
July 20264.5%
June 20264.4%
May 20264.4%
April 20264.4%
March 20265.1%
February 20265.3%
January 20265.6%
December 20255.0%
November 20254.9%
October 20254.9%
September 20255.1%
August 20255.2%
July 20255.3%
June 20255.5%
May 20255.7%
April 20256.2%
March 20255.7%
February 20255.7%
January 20255.7%
December 20245.1%
November 20245.7%
October 20245.8%

Last 24 observations. The full history (369 observations) is available through the API.

Get United States Personal Saving Rate in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/US.PINC.M.SA.GRP-PSAVERT"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/US.PINC.M.SA.GRP-PSAVERT",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationJanuary 1996
Observations369
FrequencyMonthly
Units%
AdjustmentSeasonally adjusted
10-year high31.8% (Apr 2020)
10-year low2.4% (Jun 2022)
10-year average7.2%
Source agencyU.S. Bureau of Economic Analysis
Makrognosis codeUS.PINC.M.SA.GRP-PSAVERT

More United States PINC series

United States Compensation of Employees (SAAR)United States Government Social Benefits to Persons (SAAR)United States Personal Current Taxes (SAAR)United States Personal Current Transfer Receipts (SAAR)United States Personal Dividend Income (SAAR)United States Personal IncomeUnited States Personal Income Receipts on Assets (SAAR)United States Personal Outlays (SAAR)United States Personal Saving (SAAR)United States Proprietors' Income with IVA & CCAdj (SAAR)United States Real Disposable Income per Capita (2017$)United States Real Disposable Personal Income (SAAR)United States Rental Income of Persons (SAAR)United States Wages & Salaries (SAAR)

Other United States indicators

United States GDP (Gross Domestic Product)United States Nominal GDP (SAAR)United States CPI-U, All Items (NSA)United States Inflation Rate (CPI)United States Core CPI (ex food & energy) (NSA)United States Core Inflation RateUnited States Unemployment RateUnited States Unemployment Rate (NSA)United States Credit Rating & Sovereign Risk ScoreUnited States Industrial ProductionUnited States Retail SalesUnited States Producer Price Inflation (PPI)United States Current account balance, SAUnited States Current account balance, annualUnited States Trade Balance: Goods & ServicesUnited States Exports of Goods & Services (BOP basis)

FAQ

What is the current personal Saving Rate in United States?
The latest reading is 3.8% for September 2026, published by U.S. Bureau of Economic Analysis.
Where does this data come from?
It is collected directly from U.S. Bureau of Economic Analysis and is available through the Makrognosis API under the code US.PINC.M.SA.GRP-PSAVERT.

Last updated 2026-10-30. Source: U.S. Bureau of Economic Analysis. Original title: “Personal Saving Rate”.