Makrognosis

Euro Area Household debt (% income or GDP)

QuarterlyNot seasonally adjustedCode EA.HHDEBT.Q.NSA

Latest50.0%Q2 2026
Previous50.1%Q1 2026
Year ago50.5%Q2 2025

Euro Area Household debt (% income or GDP) was 50.0% in Q2 2026, down 0.1 percentage points from Q1 2026 and down 0.5 percentage points from a year earlier.

That is the lowest reading since Q3 2002.

Over the past ten years it has ranged from 50.0% (Q2 2026) to 61.0% (Q1 2021), averaging 55.5%.

Euro Area Household debt (% income or GDP) (Percentage of gross domestic product (GDP)), Q1 1999 – Q2 202645%50%55%60%65%200020052010201520202025Robomacro
Euro Area Household debt (% income or GDP) (Percentage of gross domestic product (GDP)), Q1 1999 – Q2 2026. Source: Eurostat (Statistical Office of the European Union).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
Q2 202650.0%
Q1 202650.1%
Q4 202550.3%
Q3 202550.3%
Q2 202550.5%
Q1 202550.5%
Q4 202450.7%
Q3 202450.9%
Q2 202451.2%
Q1 202451.5%
Q4 202352.1%
Q3 202352.9%
Q2 202353.7%
Q1 202354.5%
Q4 202255.6%
Q3 202256.5%
Q2 202257.1%
Q1 202257.6%
Q4 202158.2%
Q3 202159.0%
Q2 202159.6%
Q1 202161.0%
Q4 202060.8%
Q3 202059.8%

Last 24 observations. The full history (110 observations) is available through the API.

Get Euro Area Household debt (% income or GDP) in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/EA.HHDEBT.Q.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/EA.HHDEBT.Q.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationQ2 2026
First observationQ1 1999
Observations110
FrequencyQuarterly
UnitsPercentage of gross domestic product (GDP)
AdjustmentNot seasonally adjusted
10-year high61.0% (Q1 2021)
10-year low50.0% (Q2 2026)
10-year average55.5%
Source agencyEurostat (Statistical Office of the European Union)
Makrognosis codeEA.HHDEBT.Q.NSA

Other Euro Area indicators

Euro Area GDP (Gross Domestic Product)Euro Area Real GDP (Current prices, million EURs, 2010 ref)Euro Area Inflation Rate (CPI)Euro Area Core Inflation RateEuro Area Unemployment RateEuro Area 10-Year Government Bond YieldEuro Area Industrial ProductionEuro Area Retail SalesEuro Area Producer Price Inflation (PPI)Euro Area Current account balance (BPM6, extra-euro-area), not seasonally adjustedEuro Area Trade Balance: Goods & ServicesEuro Area Exports of goods (BPM6 credits, extra-euro-area), not seasonally adjustedEuro Area Exports of goods and services, Current prices, million EUREuro Area Exports of goods and services, chain-linked volumeEuro Area Imports of goods (BPM6 debits, extra-euro-area), not seasonally adjustedEuro Area Imports of goods and services, Current prices, million EUR

FAQ

What is the current household debt (% income or GDP) in Euro Area?
The latest reading is 50.0% for Q2 2026, published by Eurostat (Statistical Office of the European Union).
Where does this data come from?
It is collected directly from Eurostat (Statistical Office of the European Union) and is available through the Makrognosis API under the code EA.HHDEBT.Q.NSA.

Last updated 2026-11-08. Source: Eurostat (Statistical Office of the European Union). Original title: “Euro area - Household debt (% income or GDP) (Eurostat nasq_10_f_bs)”.