Makrognosis

Euro Area Bank deposit rate, households, overnight deposits

MonthlyNot seasonally adjustedCode EA.DEPRATE.M.NSA.GRP-OVERNIGHT

Latest0.3%September 2026
Previous0.3%August 2026
Year ago0.2%September 2025

Euro Area Bank deposit rate, households, overnight deposits was 0.3% in September 2026, unchanged from August 2026 and unchanged from a year earlier.

That is the highest reading since March 2025.

Over the past ten years it has ranged from 0.0% (May 2022) to 0.4% (Jan 2024), averaging 0.1%.

Euro Area Bank deposit rate, households, overnight deposits (% per annum), Jan 2000 – Sep 20260.0%0.5%1.0%1.5%200020052010201520202025Robomacro
Euro Area Bank deposit rate, households, overnight deposits (% per annum), Jan 2000 – Sep 2026. Source: European Central Bank.

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
September 20260.3%
August 20260.3%
July 20260.3%
June 20260.3%
May 20260.3%
April 20260.3%
March 20260.3%
February 20260.3%
January 20260.2%
December 20250.2%
November 20250.2%
October 20250.2%
September 20250.2%
August 20250.2%
July 20250.2%
June 20250.3%
May 20250.3%
April 20250.3%
March 20250.3%
February 20250.3%
January 20250.3%
December 20240.3%
November 20240.3%
October 20240.4%

Last 24 observations. The full history (321 observations) is available through the API.

Get Euro Area Bank deposit rate, households, overnight deposits in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/EA.DEPRATE.M.NSA.GRP-OVERNIGHT"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/EA.DEPRATE.M.NSA.GRP-OVERNIGHT",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationJanuary 2000
Observations321
FrequencyMonthly
Units% per annum
AdjustmentNot seasonally adjusted
10-year high0.4% (Jan 2024)
10-year low0.0% (May 2022)
10-year average0.1%
Source agencyEuropean Central Bank
Makrognosis codeEA.DEPRATE.M.NSA.GRP-OVERNIGHT

More Euro Area DEPRATE series

Euro Area Bank deposit rate, households, deposits with agreed maturity, new businessEuro Area Bank deposit rate, non-financial corporations, deposits with agreed maturity, new business

Other Euro Area indicators

Euro Area GDP (Gross Domestic Product)Euro Area Real GDP (Current prices, million EURs, 2010 ref)Euro Area Inflation Rate (CPI)Euro Area Core Inflation RateEuro Area Unemployment RateEuro Area 10-Year Government Bond YieldEuro Area Industrial ProductionEuro Area Retail SalesEuro Area Producer Price Inflation (PPI)Euro Area Current account balance (BPM6, extra-euro-area), not seasonally adjustedEuro Area Trade Balance: Goods & ServicesEuro Area Exports of goods (BPM6 credits, extra-euro-area), not seasonally adjustedEuro Area Exports of goods and services, Current prices, million EUREuro Area Exports of goods and services, chain-linked volumeEuro Area Imports of goods (BPM6 debits, extra-euro-area), not seasonally adjustedEuro Area Imports of goods and services, Current prices, million EUR

FAQ

What is the current bank deposit rate, households, overnight deposits in Euro Area?
The latest reading is 0.3% for September 2026, published by European Central Bank.
Where does this data come from?
It is collected directly from European Central Bank and is available through the Makrognosis API under the code EA.DEPRATE.M.NSA.GRP-OVERNIGHT.

Last updated 2026-11-02. Source: European Central Bank. Original title: “Euro area - Bank deposit rate, households, overnight deposits”.