# United States NY Fed SCE: mean probability of missing a minimum debt payment in 3 months (%)

United States NY Fed SCE: mean probability of missing a minimum debt payment in 3 months (%) was 13.8% in October 2026, up 1.6 percentage points from September 2026 and up 0.7 percentage points from a year earlier.
Over the past ten years it has ranged from 9.2% (Feb 2022) to 16.1% (Apr 2020), averaging 12.0%.

- Source agency: Federal Reserve Bank of New York (Survey of Consumer Expectations)
- Makrognosis code: `US.SCE_DELINQ.M.NSA`
- Frequency: monthly
- Units: %
- Coverage: 2013-06-01 to 2026-10-01 (161 observations)
- Page: https://makrognosis.robomacro.com/data/united-states/ny-fed-sce-mean-probability-of-missing-a-minimum-debt-payment-in-3

## Recent data

| Period | Value |
|---|---:|
| October 2026 | 13.8% |
| September 2026 | 12.2% |
| August 2026 | 13.2% |
| July 2026 | 12.0% |
| June 2026 | 10.8% |
| May 2026 | 12.6% |
| April 2026 | 11.4% |
| March 2026 | 12.3% |
| February 2026 | 11.6% |
| January 2026 | 13.7% |
| December 2025 | 15.3% |
| November 2025 | 13.7% |
| October 2025 | 13.1% |
| September 2025 | 12.6% |
| August 2025 | 13.1% |
| July 2025 | 12.3% |
| June 2025 | 12.0% |
| May 2025 | 13.4% |
| April 2025 | 13.9% |
| March 2025 | 13.6% |
| February 2025 | 14.6% |
| January 2025 | 13.3% |
| December 2024 | 14.2% |
| November 2024 | 13.2% |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/US.SCE_DELINQ.M.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/US.SCE_DELINQ.M.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```