# United Kingdom Quoted household mortgage rate: 2-year fixed, 75% LTV (monthly)

United Kingdom Quoted household mortgage rate: 2-year fixed, 75% LTV (monthly) was 5.4% in October 2026, up 0.3 percentage points from September 2026 and up 1.2 percentage points from a year earlier.
That is the highest reading since October 2023.
Over the past ten years it has ranged from 1.2% (Sep 2021) to 6.2% (Jul 2023), averaging 3.0%.

- Source agency: Bank of England
- Makrognosis code: `UK.LENDRATE.M.NSA.GRP-HOUSING`
- Frequency: monthly
- Units: %
- Coverage: 1996-01-31 to 2026-10-31 (370 observations)
- Page: https://makrognosis.robomacro.com/data/united-kingdom/quoted-household-mortgage-rate-2-year-fixed-75-pct-ltv-monthly

## Recent data

| Period | Value |
|---|---:|
| October 2026 | 5.4% |
| September 2026 | 5.1% |
| August 2026 | 4.9% |
| July 2026 | 4.8% |
| June 2026 | 4.8% |
| May 2026 | 4.9% |
| April 2026 | 5.1% |
| March 2026 | 4.5% |
| February 2026 | 4.0% |
| January 2026 | 3.9% |
| December 2025 | 4.0% |
| November 2025 | 4.1% |
| October 2025 | 4.2% |
| September 2025 | 4.2% |
| August 2025 | 4.1% |
| July 2025 | 4.2% |
| June 2025 | 4.3% |
| May 2025 | 4.2% |
| April 2025 | 4.4% |
| March 2025 | 4.5% |
| February 2025 | 4.7% |
| January 2025 | 4.6% |
| December 2024 | 4.6% |
| November 2024 | 4.5% |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/UK.LENDRATE.M.NSA.GRP-HOUSING"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/UK.LENDRATE.M.NSA.GRP-HOUSING",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```