# United Kingdom Previously published: Households (S.14): Net Lending (+) / Net borrowing (-) (B.9N): CP £m: SA ()

United Kingdom Previously published: Households (S.14): Net Lending (+) / Net borrowing (-) (B.9N): CP £m: SA () was down 31.9% year on year in Q1 2026, compared with −31.0% in Q4 2025.
The level stood at 17,666 £m.
That is the lowest reading since Q1 2023.
Over the past ten years it has ranged from −699.1% (Q4 2022) to 4,173.0% (Q4 2020), averaging 210.7%.

- Source agency: UK Office for National Statistics
- Makrognosis code: `UK.HHINC.Q.SA.ITEM-CSW9.SECTOR-HH`
- Frequency: quarterly
- Units: £m
- Coverage: 1987-01-01 to 2026-01-01 (157 observations)
- Page: https://makrognosis.robomacro.com/data/united-kingdom/previously-published-households-s-14-net-lending-net-borrowing-b-9n-cp

## Recent data

| Period | Value | Y/Y % |
|---|---:|---:|
| Q1 2026 | 17,666 £m | −31.9 |
| Q4 2025 | 17,103 £m | −31.0 |
| Q3 2025 | 15,802 £m | −23.8 |
| Q2 2025 | 19,921 £m | 11.4 |
| Q1 2025 | 25,930 £m | 58.4 |
| Q4 2024 | 24,801 £m | 503.9 |
| Q3 2024 | 20,749 £m | 251.3 |
| Q2 2024 | 17,882 £m | 445.3 |
| Q1 2024 | 16,373 £m | — |
| Q4 2023 | 4,107.0 £m | — |
| Q3 2023 | 5,907.0 £m | — |
| Q2 2023 | 3,279.0 £m | — |
| Q1 2023 | −3,533.0 £m | −164.6 |
| Q4 2022 | −16,637 £m | −699.1 |
| Q3 2022 | −5,443.0 £m | −134.5 |
| Q2 2022 | −8,756.0 £m | −129.6 |
| Q1 2022 | 5,473.0 £m | −91.3 |
| Q4 2021 | 2,777.0 £m | −92.9 |
| Q3 2021 | 15,755 £m | −58.6 |
| Q2 2021 | 29,547 £m | −66.4 |
| Q1 2021 | 63,061 £m | 783.1 |
| Q4 2020 | 39,312 £m | 4,173.0 |
| Q3 2020 | 38,057 £m | — |
| Q2 2020 | 87,895 £m | 2,277.5 |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/UK.HHINC.Q.SA.ITEM-CSW9.SECTOR-HH"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/UK.HHINC.Q.SA.ITEM-CSW9.SECTOR-HH",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```