# United Kingdom INS: COM: BAL: Borrowing: & overseas (ended 2018) ()

United Kingdom INS: COM: BAL: Borrowing: & overseas (ended 2018) () was down 21.6% year on year in Q4 2018, compared with −11.9% in Q3 2018.
The level stood at 12,945 £m.
That is the lowest reading since Q4 2014.
Over the past ten years it has ranged from −40.4% (Q2 2014) to 18.0% (Q2 2011), averaging −6.5%.

- Source agency: UK Office for National Statistics
- Makrognosis code: `UK.INSTINVEST.Q.NSA.ITEM-RBNZ.MEASURE-COMMERCIAL.SECTOR-INSURANCE`
- Frequency: quarterly
- Units: £m
- Coverage: 1985-10-01 to 2018-10-01 (133 observations)
- Page: https://makrognosis.robomacro.com/data/united-kingdom/ins-com-bal-borrowing-and-overseas-ended-2018

## Recent data

| Period | Value | Y/Y % |
|---|---:|---:|
| Q4 2018 | 12,945 £m | −21.6 |
| Q3 2018 | 13,868 £m | −11.9 |
| Q2 2018 | 14,959 £m | −5.1 |
| Q1 2018 | 14,516 £m | −3.5 |
| Q4 2017 | 16,502 £m | 7.9 |
| Q3 2017 | 15,740 £m | 7.4 |
| Q2 2017 | 15,764 £m | 3.0 |
| Q1 2017 | 15,048 £m | 5.3 |
| Q4 2016 | 15,294 £m | 3.3 |
| Q3 2016 | 14,659 £m | −4.3 |
| Q2 2016 | 15,298 £m | −1.0 |
| Q1 2016 | 14,295 £m | −5.7 |
| Q4 2015 | 14,799 £m | −11.2 |
| Q3 2015 | 15,313 £m | −6.7 |
| Q2 2015 | 15,448 £m | 4.0 |
| Q1 2015 | 15,152 £m | −3.3 |
| Q4 2014 | 16,659 £m | −25.1 |
| Q3 2014 | 16,404 £m | −32.6 |
| Q2 2014 | 14,855 £m | −40.4 |
| Q1 2014 | 15,672 £m | −28.9 |
| Q4 2013 | 22,245 £m | −3.8 |
| Q3 2013 | 24,328 £m | 0.4 |
| Q2 2013 | 24,919 £m | 0.7 |
| Q1 2013 | 22,056 £m | −9.6 |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/UK.INSTINVEST.Q.NSA.ITEM-RBNZ.MEASURE-COMMERCIAL.SECTOR-INSURANCE"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/UK.INSTINVEST.Q.NSA.ITEM-RBNZ.MEASURE-COMMERCIAL.SECTOR-INSURANCE",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```