# Spain Household debt (loans) to GDP

Spain Household debt (loans) to GDP was 41.7% in Q2 2026, down 0.6 percentage points from Q1 2026 and down 1.8 percentage points from a year earlier.
That is the lowest reading since the series began in Q1 2001.
Over the past ten years it has ranged from 41.7% (Q2 2026) to 66.0% (Q2 2016), averaging 54.1%.

- Source agency: Eurostat (Statistical Office of the European Union)
- Makrognosis code: `ES.HHDEBT.Q.NSA`
- Frequency: quarterly
- Units: Percent of GDP
- Coverage: 2001-01-01 to 2026-04-01 (102 observations)
- Page: https://makrognosis.robomacro.com/data/spain/household-debt-loans-to-gdp

## Recent data

| Period | Value |
|---|---:|
| Q2 2026 | 41.7% |
| Q1 2026 | 42.3% |
| Q4 2025 | 42.6% |
| Q3 2025 | 42.6% |
| Q2 2025 | 43.5% |
| Q1 2025 | 42.9% |
| Q4 2024 | 43.3% |
| Q3 2024 | 43.6% |
| Q2 2024 | 45.0% |
| Q1 2024 | 44.9% |
| Q4 2023 | 45.8% |
| Q3 2023 | 46.9% |
| Q2 2023 | 48.8% |
| Q1 2023 | 49.2% |
| Q4 2022 | 51.0% |
| Q3 2022 | 52.6% |
| Q2 2022 | 54.7% |
| Q1 2022 | 55.3% |
| Q4 2021 | 56.7% |
| Q3 2021 | 58.1% |
| Q2 2021 | 60.0% |
| Q1 2021 | 61.6% |
| Q4 2020 | 61.6% |
| Q3 2020 | 60.3% |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/ES.HHDEBT.Q.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/ES.HHDEBT.Q.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```