Makrognosis

Spain Household debt (loans) to GDP

QuarterlyNot seasonally adjustedCode ES.HHDEBT.Q.NSA

Latest41.7%Q2 2026
Previous42.3%Q1 2026
Year ago43.5%Q2 2025

Spain Household debt (loans) to GDP was 41.7% in Q2 2026, down 0.6 percentage points from Q1 2026 and down 1.8 percentage points from a year earlier.

That is the lowest reading since the series began in Q1 2001.

Over the past ten years it has ranged from 41.7% (Q2 2026) to 66.0% (Q2 2016), averaging 54.1%.

Spain Household debt (loans) to GDP (Percent of GDP), Q1 2001 – Q2 202640%50%60%70%80%90%20052010201520202025Robomacro
Spain Household debt (loans) to GDP (Percent of GDP), Q1 2001 – Q2 2026. Source: Eurostat (Statistical Office of the European Union).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
Q2 202641.7%
Q1 202642.3%
Q4 202542.6%
Q3 202542.6%
Q2 202543.5%
Q1 202542.9%
Q4 202443.3%
Q3 202443.6%
Q2 202445.0%
Q1 202444.9%
Q4 202345.8%
Q3 202346.9%
Q2 202348.8%
Q1 202349.2%
Q4 202251.0%
Q3 202252.6%
Q2 202254.7%
Q1 202255.3%
Q4 202156.7%
Q3 202158.1%
Q2 202160.0%
Q1 202161.6%
Q4 202061.6%
Q3 202060.3%

Last 24 observations. The full history (102 observations) is available through the API.

Get Spain Household debt (loans) to GDP in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/ES.HHDEBT.Q.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/ES.HHDEBT.Q.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationQ2 2026
First observationQ1 2001
Observations102
FrequencyQuarterly
UnitsPercent of GDP
AdjustmentNot seasonally adjusted
10-year high66.0% (Q2 2016)
10-year low41.7% (Q2 2026)
10-year average54.1%
Source agencyEurostat (Statistical Office of the European Union)
Makrognosis codeES.HHDEBT.Q.NSA

Other Spain indicators

Spain GDP (Gross Domestic Product)Spain GDP at market prices, current prices, SA+calendarSpain Inflation Rate (CPI)Spain Core Inflation RateSpain Unemployment RateSpain 10-Year Government Bond YieldSpain Credit Rating & Sovereign Risk ScoreSpain Industrial ProductionSpain Retail SalesSpain Producer Price Inflation (PPI)Spain Current account balance (Banco de Espana balance of payments, BE_17_1.1), EUR millionsSpain Current account balance, % of GDPSpain Trade Balance: Goods & ServicesSpain Exports of goods and services, Current prices, million EURSpain Exports of goods and services, chain-linked volumeSpain Exports of goods, total trade (World), seasonally adjusted

FAQ

What is the current household debt (loans) to GDP in Spain?
The latest reading is 41.7% for Q2 2026, published by Eurostat (Statistical Office of the European Union).
Where does this data come from?
It is collected directly from Eurostat (Statistical Office of the European Union) and is available through the Makrognosis API under the code ES.HHDEBT.Q.NSA.

Last updated 2026-10-18. Source: Eurostat (Statistical Office of the European Union). Original title: “Spain household debt (loans) to GDP”.