# South Africa Total loans and advances to households (SARB)

South Africa Total loans and advances to households (SARB) was up 5.4% year on year in September 2026, compared with 5.3% in August 2026.
The level stood at 2,359,537 ZAR millions.
That is the highest reading since September 2023.
Over the past ten years it has ranged from 0.4% (Feb 2017) to 8.0% (Jan 2023), averaging 4.6%.

- Source agency: South African Reserve Bank (SARB) Web API
- Makrognosis code: `ZA.LOANSHH.M.NSA`
- Frequency: monthly
- Units: ZAR millions
- Coverage: 1996-01-31 to 2026-09-30 (369 observations)
- Page: https://makrognosis.robomacro.com/data/south-africa/total-loans-and-advances-to-households-sarb

## Recent data

| Period | Value | Y/Y % |
|---|---:|---:|
| September 2026 | 2,359,537 ZAR millions | 5.4 |
| August 2026 | 2,350,940 ZAR millions | 5.3 |
| July 2026 | 2,340,134 ZAR millions | 5.1 |
| June 2026 | 2,332,026 ZAR millions | 4.9 |
| May 2026 | 2,322,845 ZAR millions | 4.7 |
| April 2026 | 2,315,467 ZAR millions | 4.6 |
| March 2026 | 2,310,566 ZAR millions | 4.5 |
| February 2026 | 2,305,674 ZAR millions | 4.3 |
| January 2026 | 2,288,073 ZAR millions | 4.0 |
| December 2025 | 2,270,537 ZAR millions | 3.7 |
| November 2025 | 2,265,572 ZAR millions | 3.5 |
| October 2025 | 2,249,559 ZAR millions | 3.1 |
| September 2025 | 2,238,908 ZAR millions | 2.9 |
| August 2025 | 2,233,363 ZAR millions | 3.0 |
| July 2025 | 2,227,208 ZAR millions | 3.0 |
| June 2025 | 2,223,836 ZAR millions | 3.0 |
| May 2025 | 2,219,232 ZAR millions | 2.9 |
| April 2025 | 2,213,229 ZAR millions | 2.9 |
| March 2025 | 2,211,030 ZAR millions | 2.8 |
| February 2025 | 2,211,367 ZAR millions | 2.7 |
| January 2025 | 2,199,313 ZAR millions | 2.8 |
| December 2024 | 2,189,154 ZAR millions | 3.0 |
| November 2024 | 2,188,327 ZAR millions | 3.1 |
| October 2024 | 2,181,480 ZAR millions | 3.2 |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/ZA.LOANSHH.M.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/ZA.LOANSHH.M.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```