Makrognosis

South Africa Total loans and advances to households (SARB)

MonthlyNot seasonally adjustedCode ZA.LOANSHH.M.NSA

Latest (y/y)5.4%September 2026
Previous (y/y)5.3%August 2026
Level2,359,537 ZAR millionsSeptember 2026

South Africa Total loans and advances to households (SARB) was up 5.4% year on year in September 2026, compared with 5.3% in August 2026.

The level stood at 2,359,537 ZAR millions.

That is the highest reading since September 2023.

Over the past ten years it has ranged from 0.4% (Feb 2017) to 8.0% (Jan 2023), averaging 4.6%.

South Africa Total loans and advances to households (SARB), annual % change, Jan 1997 – Sep 20260%10%20%30%200020052010201520202025Robomacro
South Africa Total loans and advances to households (SARB), annual % change, Jan 1997 – Sep 2026. Source: South African Reserve Bank (SARB) Web API.
South Africa Total loans and advances to households (SARB), level (ZAR millions)0k500k1.0M1.5M2.0M2.5M200020052010201520202025Robomacro
South Africa Total loans and advances to households (SARB), level (ZAR millions).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValueY/Y %
September 20262,359,537 ZAR millions5.4
August 20262,350,940 ZAR millions5.3
July 20262,340,134 ZAR millions5.1
June 20262,332,026 ZAR millions4.9
May 20262,322,845 ZAR millions4.7
April 20262,315,467 ZAR millions4.6
March 20262,310,566 ZAR millions4.5
February 20262,305,674 ZAR millions4.3
January 20262,288,073 ZAR millions4.0
December 20252,270,537 ZAR millions3.7
November 20252,265,572 ZAR millions3.5
October 20252,249,559 ZAR millions3.1
September 20252,238,908 ZAR millions2.9
August 20252,233,363 ZAR millions3.0
July 20252,227,208 ZAR millions3.0
June 20252,223,836 ZAR millions3.0
May 20252,219,232 ZAR millions2.9
April 20252,213,229 ZAR millions2.9
March 20252,211,030 ZAR millions2.8
February 20252,211,367 ZAR millions2.7
January 20252,199,313 ZAR millions2.8
December 20242,189,154 ZAR millions3.0
November 20242,188,327 ZAR millions3.1
October 20242,181,480 ZAR millions3.2

Last 24 observations. The full history (369 observations) is available through the API.

Get South Africa Total loans and advances to households (SARB) in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/ZA.LOANSHH.M.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/ZA.LOANSHH.M.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationJanuary 1996
Observations369
FrequencyMonthly
UnitsZAR millions
AdjustmentNot seasonally adjusted
10-year high8.0% (Jan 2023)
10-year low0.4% (Feb 2017)
10-year average4.6%
Source agencySouth African Reserve Bank (SARB) Web API
Makrognosis codeZA.LOANSHH.M.NSA

Other South Africa indicators

South Africa GDP (Gross Domestic Product)South Africa Nominal GDP at market prices (ZAR million, SAAR, SARB QB)South Africa Inflation Rate (CPI)South Africa Unemployment RateSouth Africa 10-Year Government Bond YieldSouth Africa Credit Rating & Sovereign Risk ScoreSouth Africa Industrial ProductionSouth Africa Retail SalesSouth Africa Producer Price Inflation (PPI)South Africa Current Account Balance - Balance of Payments (NSA)South Africa Trade Balance: Goods & ServicesSouth Africa Exports of goods and services, constant 2015 prices, SA annualised (SARB Web API NRI6013D; Quarterly Bulletin KBP6013D)South Africa Total Exports of Goods Including Gold - SARS Customs (NSA)South Africa Imports of goods and services, constant 2015 prices, SA annualised (SARB Web API NRI6014D; Quarterly Bulletin KBP6014D)South Africa Total Imports of Goods - SARS Customs (NSA)South Africa Government Debt to GDP

FAQ

What is the current total loans and advances to households (SARB) in South Africa?
The latest reading is 5.4% year on year for September 2026, published by South African Reserve Bank (SARB) Web API.
Where does this data come from?
It is collected directly from South African Reserve Bank (SARB) Web API and is available through the Makrognosis API under the code ZA.LOANSHH.M.NSA.

Last updated 2026-10-30. Source: South African Reserve Bank (SARB) Web API. Original title: “South Africa total loans and advances to households (SARB)”.