Makrognosis

Poland NBP Reference Rate, daily step (valid-from expanded), % p.a.

DailyNot seasonally adjustedCode PL.IR.D.NSA

Latest3.8%12 November 2026
Previous3.8%11 November 2026
Year ago4.2%12 November 2025

Poland NBP Reference Rate, daily step (valid-from expanded), % p.a. was 3.8% in 12 November 2026, unchanged from 11 November 2026 and down 0.5 percentage points from a year earlier.

Over the past ten years it has ranged from 0.1% (29 May 2020) to 6.8% (8 Sep 2022), averaging 3.1%.

Poland NBP Reference Rate, daily step (valid-from expanded), % p.a. (% p.a.), 1 Jan 2016 – 12 Nov 20260%2%4%6%201620182020202220242026Robomacro
Poland NBP Reference Rate, daily step (valid-from expanded), % p.a. (% p.a.), 1 Jan 2016 – 12 Nov 2026. Source: Narodowy Bank Polski (National Bank of Poland).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
12 November 20263.8%
11 November 20263.8%
10 November 20263.8%
9 November 20263.8%
8 November 20263.8%
7 November 20263.8%
6 November 20263.8%
5 November 20263.8%
4 November 20263.8%
3 November 20263.8%
2 November 20263.8%
1 November 20263.8%
31 October 20263.8%
30 October 20263.8%
29 October 20263.8%
28 October 20263.8%
27 October 20263.8%
26 October 20263.8%
25 October 20263.8%
24 October 20263.8%
23 October 20263.8%
22 October 20263.8%
21 October 20263.8%
20 October 20263.8%

Last 24 observations. The full history (3,969 observations) is available through the API.

Get Poland NBP Reference Rate, daily step (valid-from expanded), % p.a. in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/PL.IR.D.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/PL.IR.D.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
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About this series

Latest observation12 November 2026
First observation1 January 2016
Observations3,969
FrequencyDaily
Units% p.a.
AdjustmentNot seasonally adjusted
10-year high6.8% (8 Sep 2022)
10-year low0.1% (29 May 2020)
10-year average3.1%
Source agencyNarodowy Bank Polski (National Bank of Poland)
Makrognosis codePL.IR.D.NSA

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FAQ

What is the current nBP Reference Rate, daily step (valid-from expanded), % p.a. in Poland?
The latest reading is 3.8% for 12 November 2026, published by Narodowy Bank Polski (National Bank of Poland).
Where does this data come from?
It is collected directly from Narodowy Bank Polski (National Bank of Poland) and is available through the Makrognosis API under the code PL.IR.D.NSA.

Last updated 2026-11-12. Source: Narodowy Bank Polski (National Bank of Poland). Original title: “Poland NBP Reference Rate, daily step (valid-from expanded), % p.a.”.