# Poland Household debt (loans) to GDP

Poland Household debt (loans) to GDP was 22.0% in Q2 2026, up 0.1 percentage points from Q1 2026 and unchanged from a year earlier.
That is the highest reading since Q2 2025.
Over the past ten years it has ranged from 21.9% (Q3 2025) to 36.2% (Q4 2016), averaging 29.8%.

- Source agency: Eurostat (Statistical Office of the European Union)
- Makrognosis code: `PL.HHDEBT.Q.NSA`
- Frequency: quarterly
- Units: Percent of GDP
- Coverage: 2003-10-01 to 2026-04-01 (91 observations)
- Page: https://makrognosis.robomacro.com/data/poland/household-debt-loans-to-gdp

## Recent data

| Period | Value |
|---|---:|
| Q2 2026 | 22.0% |
| Q1 2026 | 21.9% |
| Q4 2025 | 21.9% |
| Q3 2025 | 21.9% |
| Q2 2025 | 22.0% |
| Q1 2025 | 22.1% |
| Q4 2024 | 22.4% |
| Q3 2024 | 22.8% |
| Q2 2024 | 23.0% |
| Q1 2024 | 23.1% |
| Q4 2023 | 23.4% |
| Q3 2023 | 23.7% |
| Q2 2023 | 23.9% |
| Q1 2023 | 24.7% |
| Q4 2022 | 26.0% |
| Q3 2022 | 27.9% |
| Q2 2022 | 29.1% |
| Q1 2022 | 30.4% |
| Q4 2021 | 31.5% |
| Q3 2021 | 32.3% |
| Q2 2021 | 32.6% |
| Q1 2021 | 33.6% |
| Q4 2020 | 33.9% |
| Q3 2020 | 34.1% |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/PL.HHDEBT.Q.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/PL.HHDEBT.Q.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```