Makrognosis

Poland Household debt (loans) to GDP

QuarterlyNot seasonally adjustedCode PL.HHDEBT.Q.NSA

Latest22.0%Q2 2026
Previous21.9%Q1 2026
Year ago22.0%Q2 2025

Poland Household debt (loans) to GDP was 22.0% in Q2 2026, up 0.1 percentage points from Q1 2026 and unchanged from a year earlier.

That is the highest reading since Q2 2025.

Over the past ten years it has ranged from 21.9% (Q3 2025) to 36.2% (Q4 2016), averaging 29.8%.

Poland Household debt (loans) to GDP (Percent of GDP), Q4 2003 – Q2 202610%15%20%25%30%35%20052010201520202025Robomacro
Poland Household debt (loans) to GDP (Percent of GDP), Q4 2003 – Q2 2026. Source: Eurostat (Statistical Office of the European Union).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
Q2 202622.0%
Q1 202621.9%
Q4 202521.9%
Q3 202521.9%
Q2 202522.0%
Q1 202522.1%
Q4 202422.4%
Q3 202422.8%
Q2 202423.0%
Q1 202423.1%
Q4 202323.4%
Q3 202323.7%
Q2 202323.9%
Q1 202324.7%
Q4 202226.0%
Q3 202227.9%
Q2 202229.1%
Q1 202230.4%
Q4 202131.5%
Q3 202132.3%
Q2 202132.6%
Q1 202133.6%
Q4 202033.9%
Q3 202034.1%

Last 24 observations. The full history (91 observations) is available through the API.

Get Poland Household debt (loans) to GDP in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/PL.HHDEBT.Q.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/PL.HHDEBT.Q.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationQ2 2026
First observationQ4 2003
Observations91
FrequencyQuarterly
UnitsPercent of GDP
AdjustmentNot seasonally adjusted
10-year high36.2% (Q4 2016)
10-year low21.9% (Q3 2025)
10-year average29.8%
Source agencyEurostat (Statistical Office of the European Union)
Makrognosis codePL.HHDEBT.Q.NSA

Other Poland indicators

Poland GDP (Gross Domestic Product)Poland GDP, Current prices, million national currencys 2010 PLN, seasonally and calendar adjustedPoland Inflation Rate (CPI)Poland Core Inflation RatePoland Unemployment RatePoland 10-Year Government Bond YieldPoland Credit Rating & Sovereign Risk ScorePoland Industrial ProductionPoland Retail SalesPoland Producer Price Inflation (PPI)Poland Current account balance (BPM6, vs rest of world), not seasonally adjusted, million EURPoland Current account balance, % of GDPPoland Trade Balance: Goods & ServicesPoland Exports of goods and services, real (chain linked volumes 2020, EUR million, seasonally & calendar adjusted)Poland Exports of goods, total trade (World), seasonally adjusted, million EURPoland Imports of goods and services, real (chain linked volumes 2020, EUR million, seasonally & calendar adjusted)

FAQ

What is the current household debt (loans) to GDP in Poland?
The latest reading is 22.0% for Q2 2026, published by Eurostat (Statistical Office of the European Union).
Where does this data come from?
It is collected directly from Eurostat (Statistical Office of the European Union) and is available through the Makrognosis API under the code PL.HHDEBT.Q.NSA.

Last updated 2026-10-13. Source: Eurostat (Statistical Office of the European Union). Original title: “Poland household debt (loans) to GDP”.