# Japan Bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period)

Japan Bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period) was up 4.0% year on year in September 2026, compared with 4.0% in August 2026.
The level stood at 1,762,067 100M JPY.
That is the highest reading since February 2025.
Over the past ten years it has ranged from 1.3% (Feb 2019) to 4.2% (Aug 2024), averaging 2.9%.

- Source agency: Bank of Japan
- Makrognosis code: `JP.LOANSHH.M.NSA`
- Frequency: monthly
- Units: 100M JPY
- Coverage: 2000-10-01 to 2026-09-01 (312 observations)
- Page: https://makrognosis.robomacro.com/data/japan/bank-loans-and-bills-discounted-outstanding-to-households-domestically

## Recent data

| Period | Value | Y/Y % |
|---|---:|---:|
| September 2026 | 1,762,067 100M JPY | 4.0 |
| August 2026 | 1,753,494 100M JPY | 4.0 |
| July 2026 | 1,747,796 100M JPY | 4.0 |
| June 2026 | 1,745,184 100M JPY | 3.9 |
| May 2026 | 1,740,711 100M JPY | 3.9 |
| April 2026 | 1,735,895 100M JPY | 3.9 |
| March 2026 | 1,731,997 100M JPY | 3.9 |
| February 2026 | 1,717,953 100M JPY | 3.8 |
| January 2026 | 1,712,794 100M JPY | 3.7 |
| December 2025 | 1,711,712 100M JPY | 3.7 |
| November 2025 | 1,705,813 100M JPY | 3.7 |
| October 2025 | 1,698,995 100M JPY | 3.7 |
| September 2025 | 1,693,830 100M JPY | 3.7 |
| August 2025 | 1,685,838 100M JPY | 3.6 |
| July 2025 | 1,681,199 100M JPY | 3.6 |
| June 2025 | 1,679,379 100M JPY | 3.8 |
| May 2025 | 1,675,211 100M JPY | 3.7 |
| April 2025 | 1,670,489 100M JPY | 3.8 |
| March 2025 | 1,666,386 100M JPY | 3.9 |
| February 2025 | 1,654,995 100M JPY | 4.1 |
| January 2025 | 1,651,863 100M JPY | 4.2 |
| December 2024 | 1,650,273 100M JPY | 4.1 |
| November 2024 | 1,645,487 100M JPY | 4.2 |
| October 2024 | 1,638,267 100M JPY | 4.1 |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/JP.LOANSHH.M.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/JP.LOANSHH.M.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```