Makrognosis

Japan Bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period)

MonthlyNot seasonally adjustedCode JP.LOANSHH.M.NSA

Latest (y/y)4.0%September 2026
Previous (y/y)4.0%August 2026
Level1,762,067 100M JPYSeptember 2026

Japan Bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period) was up 4.0% year on year in September 2026, compared with 4.0% in August 2026.

The level stood at 1,762,067 100M JPY.

That is the highest reading since February 2025.

Over the past ten years it has ranged from 1.3% (Feb 2019) to 4.2% (Aug 2024), averaging 2.9%.

Japan Bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period), annual % change, Oct 2001 – Sep 2026−4%−2%0%2%4%6%20052010201520202025Robomacro
Japan Bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period), annual % change, Oct 2001 – Sep 2026. Source: Bank of Japan.
Japan Bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period), level (100M JPY)800k1.0M1.2M1.4M1.6M1.8M20052010201520202025Robomacro
Japan Bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period), level (100M JPY).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValueY/Y %
September 20261,762,067 100M JPY4.0
August 20261,753,494 100M JPY4.0
July 20261,747,796 100M JPY4.0
June 20261,745,184 100M JPY3.9
May 20261,740,711 100M JPY3.9
April 20261,735,895 100M JPY3.9
March 20261,731,997 100M JPY3.9
February 20261,717,953 100M JPY3.8
January 20261,712,794 100M JPY3.7
December 20251,711,712 100M JPY3.7
November 20251,705,813 100M JPY3.7
October 20251,698,995 100M JPY3.7
September 20251,693,830 100M JPY3.7
August 20251,685,838 100M JPY3.6
July 20251,681,199 100M JPY3.6
June 20251,679,379 100M JPY3.8
May 20251,675,211 100M JPY3.7
April 20251,670,489 100M JPY3.8
March 20251,666,386 100M JPY3.9
February 20251,654,995 100M JPY4.1
January 20251,651,863 100M JPY4.2
December 20241,650,273 100M JPY4.1
November 20241,645,487 100M JPY4.2
October 20241,638,267 100M JPY4.1

Last 24 observations. The full history (312 observations) is available through the API.

Get Japan Bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period) in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/JP.LOANSHH.M.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/JP.LOANSHH.M.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationOctober 2000
Observations312
FrequencyMonthly
Units100M JPY
AdjustmentNot seasonally adjusted
10-year high4.2% (Aug 2024)
10-year low1.3% (Feb 2019)
10-year average2.9%
Source agencyBank of Japan
Makrognosis codeJP.LOANSHH.M.NSA

Other Japan indicators

Japan GDP (Gross Domestic Product)Japan Nominal GDP, expenditure side, current prices, SA at annual rate (Cabinet Office QE)Japan CPI: All items (2025=100)Japan Inflation Rate (CPI)Japan Core Inflation RateJapan Unemployment RateJapan Unemployment Rate (not seasonally adjusted)Japan Credit Rating & Sovereign Risk ScoreJapan Industrial ProductionJapan Producer Price Inflation (PPI)Japan Current Account Balance (BoP, monthly)Japan Trade Balance: Goods & ServicesJapan Merchandise Exports, BoP basis (Goods Credit, BPM6)Japan Merchandise Imports, BoP basis (Goods Debit, BPM6)Japan EmploymentJapan M2 Money Stock

FAQ

What is the current bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period) in Japan?
The latest reading is 4.0% year on year for September 2026, published by Bank of Japan.
Where does this data come from?
It is collected directly from Bank of Japan and is available through the Makrognosis API under the code JP.LOANSHH.M.NSA.

Last updated 2026-11-12. Source: Bank of Japan. Original title: “Japan: Bank Loans and Bills Discounted Outstanding to Households (Domestically Licensed Banks; banking, trust and overseas office accounts; end of period)”.