# Japan Average Interest Rate Posted at Financial Institutions on Ordinary Deposits

Japan Average Interest Rate Posted at Financial Institutions on Ordinary Deposits was 0.3% in October 2026, unchanged from September 2026 and up 0.1 percentage points from a year earlier.
That is the highest reading since the series began in April 2022.
Over the past available history it has ranged from 0.00% (Sep 2022) to 0.3% (Oct 2026), averaging 0.09%.

- Source agency: Bank of Japan
- Makrognosis code: `JP.DEPRATE.M.NSA`
- Frequency: monthly
- Units: %
- Coverage: 2022-04-01 to 2026-10-01 (55 observations)
- Page: https://makrognosis.robomacro.com/data/japan/average-interest-rate-posted-at-financial-institutions-on-ordinary

## Recent data

| Period | Value |
|---|---:|
| October 2026 | 0.3% |
| September 2026 | 0.3% |
| August 2026 | 0.3% |
| July 2026 | 0.3% |
| June 2026 | 0.3% |
| May 2026 | 0.3% |
| April 2026 | 0.3% |
| March 2026 | 0.2% |
| February 2026 | 0.2% |
| January 2026 | 0.2% |
| December 2025 | 0.2% |
| November 2025 | 0.2% |
| October 2025 | 0.2% |
| September 2025 | 0.2% |
| August 2025 | 0.2% |
| July 2025 | 0.2% |
| June 2025 | 0.2% |
| May 2025 | 0.2% |
| April 2025 | 0.2% |
| March 2025 | 0.2% |
| February 2025 | 0.10% |
| January 2025 | 0.10% |
| December 2024 | 0.10% |
| November 2024 | 0.10% |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/JP.DEPRATE.M.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/JP.DEPRATE.M.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```