Makrognosis

Japan Average Interest Rate Posted at Financial Institutions on Ordinary Deposits

MonthlyNot seasonally adjustedCode JP.DEPRATE.M.NSA

Latest0.3%October 2026
Previous0.3%September 2026
Year ago0.2%October 2025

Japan Average Interest Rate Posted at Financial Institutions on Ordinary Deposits was 0.3% in October 2026, unchanged from September 2026 and up 0.1 percentage points from a year earlier.

That is the highest reading since the series began in April 2022.

Over the past available history it has ranged from 0.00% (Sep 2022) to 0.3% (Oct 2026), averaging 0.09%.

Japan Average Interest Rate Posted at Financial Institutions on Ordinary Deposits (%), Apr 2022 – Oct 20260.0%0.1%0.2%0.3%2023202420252026Robomacro
Japan Average Interest Rate Posted at Financial Institutions on Ordinary Deposits (%), Apr 2022 – Oct 2026. Source: Bank of Japan.

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
October 20260.3%
September 20260.3%
August 20260.3%
July 20260.3%
June 20260.3%
May 20260.3%
April 20260.3%
March 20260.2%
February 20260.2%
January 20260.2%
December 20250.2%
November 20250.2%
October 20250.2%
September 20250.2%
August 20250.2%
July 20250.2%
June 20250.2%
May 20250.2%
April 20250.2%
March 20250.2%
February 20250.10%
January 20250.10%
December 20240.10%
November 20240.10%

Last 24 observations. The full history (55 observations) is available through the API.

Get Japan Average Interest Rate Posted at Financial Institutions on Ordinary Deposits in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/JP.DEPRATE.M.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/JP.DEPRATE.M.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationOctober 2026
First observationApril 2022
Observations55
FrequencyMonthly
Units%
AdjustmentNot seasonally adjusted
10-year high0.3% (Oct 2026)
10-year low0.00% (Sep 2022)
10-year average0.09%
Source agencyBank of Japan
Makrognosis codeJP.DEPRATE.M.NSA

Other Japan indicators

Japan GDP (Gross Domestic Product)Japan Nominal GDP, expenditure side, current prices, SA at annual rate (Cabinet Office QE)Japan CPI: All items (2025=100)Japan Inflation Rate (CPI)Japan Core Inflation RateJapan Unemployment RateJapan Unemployment Rate (not seasonally adjusted)Japan Credit Rating & Sovereign Risk ScoreJapan Industrial ProductionJapan Producer Price Inflation (PPI)Japan Current Account Balance (BoP, monthly)Japan Trade Balance: Goods & ServicesJapan Merchandise Exports, BoP basis (Goods Credit, BPM6)Japan Merchandise Imports, BoP basis (Goods Debit, BPM6)Japan EmploymentJapan M2 Money Stock

FAQ

What is the current average Interest Rate Posted at Financial Institutions on Ordinary Deposits in Japan?
The latest reading is 0.3% for October 2026, published by Bank of Japan.
Where does this data come from?
It is collected directly from Bank of Japan and is available through the Makrognosis API under the code JP.DEPRATE.M.NSA.

Last updated 2026-10-19. Source: Bank of Japan. Original title: “Japan: Average Interest Rate Posted at Financial Institutions on Ordinary Deposits”.