Makrognosis

Ireland Cost of borrowing for households for house purchase (new business)

MonthlyNot seasonally adjustedCode IE.BANKRATEHH.M.NSA

Latest3.4%September 2026
Previous3.5%August 2026
Year ago3.5%September 2025

Ireland Cost of borrowing for households for house purchase (new business) was 3.4% in September 2026, unchanged from August 2026 and down 0.1 percentage points from a year earlier.

Over the past ten years it has ranged from 2.6% (Oct 2022) to 4.3% (Feb 2024), averaging 3.2%.

Ireland Cost of borrowing for households for house purchase (new business) (% per annum), Jan 2000 – Sep 20262%3%4%5%6%200020052010201520202025Robomacro
Ireland Cost of borrowing for households for house purchase (new business) (% per annum), Jan 2000 – Sep 2026. Source: European Central Bank.

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
September 20263.4%
August 20263.5%
July 20263.5%
June 20263.4%
May 20263.5%
April 20263.5%
March 20263.5%
February 20263.5%
January 20263.5%
December 20253.5%
November 20253.5%
October 20253.5%
September 20253.5%
August 20253.5%
July 20253.6%
June 20253.6%
May 20253.6%
April 20253.7%
March 20253.7%
February 20253.7%
January 20253.7%
December 20243.7%
November 20243.9%
October 20243.9%

Last 24 observations. The full history (321 observations) is available through the API.

Get Ireland Cost of borrowing for households for house purchase (new business) in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/IE.BANKRATEHH.M.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/IE.BANKRATEHH.M.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationJanuary 2000
Observations321
FrequencyMonthly
Units% per annum
AdjustmentNot seasonally adjusted
10-year high4.3% (Feb 2024)
10-year low2.6% (Oct 2022)
10-year average3.2%
Source agencyEuropean Central Bank
Makrognosis codeIE.BANKRATEHH.M.NSA

Other Ireland indicators

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FAQ

What is the current cost of borrowing for households for house purchase (new business) in Ireland?
The latest reading is 3.4% for September 2026, published by European Central Bank.
Where does this data come from?
It is collected directly from European Central Bank and is available through the Makrognosis API under the code IE.BANKRATEHH.M.NSA.

Last updated 2026-11-02. Source: European Central Bank. Original title: “Ireland - Cost of borrowing for households for house purchase (new business)”.