# Germany Household debt (loans) to GDP

Germany Household debt (loans) to GDP was 47.3% in Q2 2026, down 0.2 percentage points from Q1 2026 and down 0.8 percentage points from a year earlier.
That is the lowest reading since the series began in Q1 1999.
Over the past ten years it has ranged from 47.3% (Q2 2026) to 55.5% (Q1 2021), averaging 51.2%.

- Source agency: Eurostat (Statistical Office of the European Union)
- Makrognosis code: `DE.HHDEBT.Q.NSA`
- Frequency: quarterly
- Units: Percent of GDP
- Coverage: 1999-01-01 to 2026-04-01 (110 observations)
- Page: https://makrognosis.robomacro.com/data/germany/household-debt-loans-to-gdp

## Recent data

| Period | Value |
|---|---:|
| Q2 2026 | 47.3% |
| Q1 2026 | 47.5% |
| Q4 2025 | 47.8% |
| Q3 2025 | 48.1% |
| Q2 2025 | 48.1% |
| Q1 2025 | 48.3% |
| Q4 2024 | 48.6% |
| Q3 2024 | 48.8% |
| Q2 2024 | 48.9% |
| Q1 2024 | 49.2% |
| Q4 2023 | 49.8% |
| Q3 2023 | 50.4% |
| Q2 2023 | 51.0% |
| Q1 2023 | 51.6% |
| Q4 2022 | 52.5% |
| Q3 2022 | 53.2% |
| Q2 2022 | 53.4% |
| Q1 2022 | 53.8% |
| Q4 2021 | 54.4% |
| Q3 2021 | 54.6% |
| Q2 2021 | 54.7% |
| Q1 2021 | 55.5% |
| Q4 2020 | 55.1% |
| Q3 2020 | 54.3% |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/DE.HHDEBT.Q.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/DE.HHDEBT.Q.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```