Makrognosis

Germany Household debt (loans) to GDP

QuarterlyNot seasonally adjustedCode DE.HHDEBT.Q.NSA

Latest47.3%Q2 2026
Previous47.5%Q1 2026
Year ago48.1%Q2 2025

Germany Household debt (loans) to GDP was 47.3% in Q2 2026, down 0.2 percentage points from Q1 2026 and down 0.8 percentage points from a year earlier.

That is the lowest reading since the series began in Q1 1999.

Over the past ten years it has ranged from 47.3% (Q2 2026) to 55.5% (Q1 2021), averaging 51.2%.

Germany Household debt (loans) to GDP (Percent of GDP), Q1 1999 – Q2 202645%50%55%60%65%70%200020052010201520202025Robomacro
Germany Household debt (loans) to GDP (Percent of GDP), Q1 1999 – Q2 2026. Source: Eurostat (Statistical Office of the European Union).

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
Q2 202647.3%
Q1 202647.5%
Q4 202547.8%
Q3 202548.1%
Q2 202548.1%
Q1 202548.3%
Q4 202448.6%
Q3 202448.8%
Q2 202448.9%
Q1 202449.2%
Q4 202349.8%
Q3 202350.4%
Q2 202351.0%
Q1 202351.6%
Q4 202252.5%
Q3 202253.2%
Q2 202253.4%
Q1 202253.8%
Q4 202154.4%
Q3 202154.6%
Q2 202154.7%
Q1 202155.5%
Q4 202055.1%
Q3 202054.3%

Last 24 observations. The full history (110 observations) is available through the API.

Get Germany Household debt (loans) to GDP in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/DE.HHDEBT.Q.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/DE.HHDEBT.Q.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationQ2 2026
First observationQ1 1999
Observations110
FrequencyQuarterly
UnitsPercent of GDP
AdjustmentNot seasonally adjusted
10-year high55.5% (Q1 2021)
10-year low47.3% (Q2 2026)
10-year average51.2%
Source agencyEurostat (Statistical Office of the European Union)
Makrognosis codeDE.HHDEBT.Q.NSA

Other Germany indicators

Germany GDP (Gross Domestic Product)Germany Gross domestic product, Current prices, million EURGermany Inflation Rate (CPI)Germany Core Inflation RateGermany Unemployment RateGermany 10-Year Government Bond YieldGermany Credit Rating & Sovereign Risk ScoreGermany Industrial ProductionGermany Retail SalesGermany Producer Price Inflation (PPI)Germany Current account balance (BPM6, vs rest of world), not seasonally adjustedGermany Current account balance, % of GDPGermany Trade Balance: Goods & ServicesGermany Exports of goods and services, Current prices, million EURGermany Exports of goods and services, chain-linked volumeGermany Exports of goods, total (World), calendar+seasonally adjusted

FAQ

What is the current household debt (loans) to GDP in Germany?
The latest reading is 47.3% for Q2 2026, published by Eurostat (Statistical Office of the European Union).
Where does this data come from?
It is collected directly from Eurostat (Statistical Office of the European Union) and is available through the Makrognosis API under the code DE.HHDEBT.Q.NSA.

Last updated 2026-11-08. Source: Eurostat (Statistical Office of the European Union). Original title: “Germany household debt (loans) to GDP”.