# Euro Area MFI consumer credit to households, outstanding amount (NSA)

Euro Area MFI consumer credit to households, outstanding amount (NSA) was up 6.0% year on year in September 2026, compared with 6.3% in August 2026.
The level stood at 815,577 EUR millions.
Over the past ten years it has ranged from −4.1% (Feb 2021) to 6.3% (Aug 2026), averaging 2.9%.

- Source agency: European Central Bank
- Makrognosis code: `EA.LOANSHH.M.NSA.GRP-CONSUMER`
- Frequency: monthly
- Units: EUR millions
- Coverage: 2003-01-01 to 2026-09-01 (285 observations)
- Page: https://makrognosis.robomacro.com/data/euro-area/mfi-consumer-credit-to-households-outstanding-amount-nsa

## Recent data

| Period | Value | Y/Y % |
|---|---:|---:|
| September 2026 | 815,577 EUR millions | 6.0 |
| August 2026 | 811,911 EUR millions | 6.3 |
| July 2026 | 811,650 EUR millions | 6.2 |
| June 2026 | 806,041 EUR millions | 6.1 |
| May 2026 | 799,087 EUR millions | 6.2 |
| April 2026 | 797,132 EUR millions | 6.0 |
| March 2026 | 795,404 EUR millions | 6.2 |
| February 2026 | 785,565 EUR millions | 5.9 |
| January 2026 | 786,050 EUR millions | 5.7 |
| December 2025 | 779,364 EUR millions | 4.3 |
| November 2025 | 775,137 EUR millions | 4.3 |
| October 2025 | 773,472 EUR millions | 3.9 |
| September 2025 | 769,546 EUR millions | 3.4 |
| August 2025 | 763,684 EUR millions | 2.8 |
| July 2025 | 764,394 EUR millions | 2.8 |
| June 2025 | 759,378 EUR millions | 2.9 |
| May 2025 | 752,739 EUR millions | 1.9 |
| April 2025 | 751,880 EUR millions | 2.0 |
| March 2025 | 748,885 EUR millions | 1.8 |
| February 2025 | 741,751 EUR millions | 1.7 |
| January 2025 | 743,851 EUR millions | 1.9 |
| December 2024 | 747,262 EUR millions | 2.2 |
| November 2024 | 742,878 EUR millions | 1.5 |
| October 2024 | 744,419 EUR millions | 1.7 |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/EA.LOANSHH.M.NSA.GRP-CONSUMER"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/EA.LOANSHH.M.NSA.GRP-CONSUMER",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```