# Euro Area Bank deposit rate, households, overnight deposits

Euro Area Bank deposit rate, households, overnight deposits was 0.3% in September 2026, unchanged from August 2026 and unchanged from a year earlier.
That is the highest reading since March 2025.
Over the past ten years it has ranged from 0.0% (May 2022) to 0.4% (Jan 2024), averaging 0.1%.

- Source agency: European Central Bank
- Makrognosis code: `EA.DEPRATE.M.NSA.GRP-OVERNIGHT`
- Frequency: monthly
- Units: % per annum
- Coverage: 2000-01-01 to 2026-09-01 (321 observations)
- Page: https://makrognosis.robomacro.com/data/euro-area/bank-deposit-rate-households-overnight-deposits

## Recent data

| Period | Value |
|---|---:|
| September 2026 | 0.3% |
| August 2026 | 0.3% |
| July 2026 | 0.3% |
| June 2026 | 0.3% |
| May 2026 | 0.3% |
| April 2026 | 0.3% |
| March 2026 | 0.3% |
| February 2026 | 0.3% |
| January 2026 | 0.2% |
| December 2025 | 0.2% |
| November 2025 | 0.2% |
| October 2025 | 0.2% |
| September 2025 | 0.2% |
| August 2025 | 0.2% |
| July 2025 | 0.2% |
| June 2025 | 0.3% |
| May 2025 | 0.3% |
| April 2025 | 0.3% |
| March 2025 | 0.3% |
| February 2025 | 0.3% |
| January 2025 | 0.3% |
| December 2024 | 0.3% |
| November 2024 | 0.3% |
| October 2024 | 0.4% |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/EA.DEPRATE.M.NSA.GRP-OVERNIGHT"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/EA.DEPRATE.M.NSA.GRP-OVERNIGHT",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```