# Austria Cost of borrowing for households for house purchase (new business)

Austria Cost of borrowing for households for house purchase (new business) was 3.6% in September 2026, unchanged from August 2026 and up 0.3 percentage points from a year earlier.
That is the highest reading since November 2024.
Over the past ten years it has ranged from 1.2% (Feb 2021) to 4.2% (Jul 2023), averaging 2.4%.
The next update is expected on 2 December 2026.

- Source agency: European Central Bank
- Makrognosis code: `AT.BANKRATEHH.M.NSA`
- Frequency: monthly
- Units: % per annum
- Coverage: 2000-01-01 to 2026-09-01 (321 observations)
- Page: https://makrognosis.robomacro.com/data/austria/cost-of-borrowing-for-households-for-house-purchase-new-business

## Recent data

| Period | Value |
|---|---:|
| September 2026 | 3.6% |
| August 2026 | 3.6% |
| July 2026 | 3.5% |
| June 2026 | 3.5% |
| May 2026 | 3.5% |
| April 2026 | 3.5% |
| March 2026 | 3.5% |
| February 2026 | 3.4% |
| January 2026 | 3.4% |
| December 2025 | 3.4% |
| November 2025 | 3.4% |
| October 2025 | 3.4% |
| September 2025 | 3.4% |
| August 2025 | 3.4% |
| July 2025 | 3.4% |
| June 2025 | 3.4% |
| May 2025 | 3.4% |
| April 2025 | 3.4% |
| March 2025 | 3.4% |
| February 2025 | 3.5% |
| January 2025 | 3.5% |
| December 2024 | 3.6% |
| November 2024 | 3.6% |
| October 2024 | 3.7% |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/AT.BANKRATEHH.M.NSA"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/AT.BANKRATEHH.M.NSA",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```