# Australia Housing credit outstanding — owner-occupier (RBA credit aggregates)

Australia Housing credit outstanding — owner-occupier (RBA credit aggregates) was 1,769.0 AUD billion in September 2026, up 0.4% from August 2026 and up 5.6% from a year earlier.
That is the highest reading since the series began in January 2001.
Over the past ten years it has ranged from 1,027.9 AUD billion (Sep 2016) to 1,769.0 AUD billion (Sep 2026), averaging 1,360.5 AUD billion.

- Source agency: Reserve Bank of Australia
- Makrognosis code: `AU.MORTGAGES.M.NSA.GRP-OWNEROCC`
- Frequency: monthly
- Units: AUD billion
- Coverage: 2001-01-31 to 2026-09-30 (309 observations)
- Page: https://makrognosis.robomacro.com/data/australia/housing-credit-outstanding-owner-occupier-rba-credit-aggregates

## Recent data

| Period | Value |
|---|---:|
| September 2026 | 1,769.0 AUD billion |
| August 2026 | 1,761.2 AUD billion |
| July 2026 | 1,764.7 AUD billion |
| June 2026 | 1,759.1 AUD billion |
| May 2026 | 1,747.5 AUD billion |
| April 2026 | 1,739.0 AUD billion |
| March 2026 | 1,730.8 AUD billion |
| February 2026 | 1,721.8 AUD billion |
| January 2026 | 1,714.8 AUD billion |
| December 2025 | 1,708.3 AUD billion |
| November 2025 | 1,695.2 AUD billion |
| October 2025 | 1,684.2 AUD billion |
| September 2025 | 1,674.5 AUD billion |
| August 2025 | 1,665.8 AUD billion |
| July 2025 | 1,658.8 AUD billion |
| June 2025 | 1,655.6 AUD billion |
| May 2025 | 1,644.8 AUD billion |
| April 2025 | 1,636.5 AUD billion |
| March 2025 | 1,628.1 AUD billion |
| February 2025 | 1,621.2 AUD billion |
| January 2025 | 1,615.7 AUD billion |
| December 2024 | 1,610.0 AUD billion |
| November 2024 | 1,602.5 AUD billion |
| October 2024 | 1,593.8 AUD billion |

## API

```
curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/AU.MORTGAGES.M.NSA.GRP-OWNEROCC"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/AU.MORTGAGES.M.NSA.GRP-OWNEROCC",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
```