Makrognosis

Australia Housing credit outstanding — owner-occupier (RBA credit aggregates)

MonthlyNot seasonally adjustedCode AU.MORTGAGES.M.NSA.GRP-OWNEROCC

Latest1,769.0 AUD billionSeptember 2026
Previous1,761.2 AUD billionAugust 2026
Year ago1,674.5 AUD billionSeptember 2025

Australia Housing credit outstanding — owner-occupier (RBA credit aggregates) was 1,769.0 AUD billion in September 2026, up 0.4% from August 2026 and up 5.6% from a year earlier.

That is the highest reading since the series began in January 2001.

Over the past ten years it has ranged from 1,027.9 AUD billion (Sep 2016) to 1,769.0 AUD billion (Sep 2026), averaging 1,360.5 AUD billion.

Australia Housing credit outstanding — owner-occupier (RBA credit aggregates) (AUD billion), Jan 2001 – Sep 202605001,0001,5002,00020052010201520202025Robomacro
Australia Housing credit outstanding — owner-occupier (RBA credit aggregates) (AUD billion), Jan 2001 – Sep 2026. Source: Reserve Bank of Australia.

Showing the full history (downsampled for display). Open the interactive chart to zoom and switch transforms.

Recent data

PeriodValue
September 20261,769.0 AUD billion
August 20261,761.2 AUD billion
July 20261,764.7 AUD billion
June 20261,759.1 AUD billion
May 20261,747.5 AUD billion
April 20261,739.0 AUD billion
March 20261,730.8 AUD billion
February 20261,721.8 AUD billion
January 20261,714.8 AUD billion
December 20251,708.3 AUD billion
November 20251,695.2 AUD billion
October 20251,684.2 AUD billion
September 20251,674.5 AUD billion
August 20251,665.8 AUD billion
July 20251,658.8 AUD billion
June 20251,655.6 AUD billion
May 20251,644.8 AUD billion
April 20251,636.5 AUD billion
March 20251,628.1 AUD billion
February 20251,621.2 AUD billion
January 20251,615.7 AUD billion
December 20241,610.0 AUD billion
November 20241,602.5 AUD billion
October 20241,593.8 AUD billion

Last 24 observations. The full history (309 observations) is available through the API.

Get Australia Housing credit outstanding — owner-occupier (RBA credit aggregates) in your code or spreadsheet

One guessable code, agency-direct, updated on release. Free tier available.

curl -H "X-API-Key: $MAKROGNOSIS_KEY" \
  "https://makrognosis.robomacro.com/v1/series/AU.MORTGAGES.M.NSA.GRP-OWNEROCC"

# Python
import requests
r = requests.get("https://makrognosis.robomacro.com/v1/series/AU.MORTGAGES.M.NSA.GRP-OWNEROCC",
                 headers={"X-API-Key": KEY})
obs = r.json()["observations"]
Get a free API key → · API docs

About this series

Latest observationSeptember 2026
First observationJanuary 2001
Observations309
FrequencyMonthly
UnitsAUD billion
AdjustmentNot seasonally adjusted
10-year high1,769.0 AUD billion (Sep 2026)
10-year low1,027.9 AUD billion (Sep 2016)
10-year average1,360.5 AUD billion
Source agencyReserve Bank of Australia
Makrognosis codeAU.MORTGAGES.M.NSA.GRP-OWNEROCC

More Australia MORTGAGES series

Australia Housing credit outstanding — investor (RBA credit aggregates)

Other Australia indicators

Australia GDP (Gross Domestic Product)Australia GDP, Current Prices, Seasonally AdjustedAustralia CPI: All Groups, OriginalAustralia Inflation Rate (CPI)Australia CPI: Trimmed Mean, Seasonally Adjusted (8 capital cities)Australia Core Inflation RateAustralia Unemployment RateAustralia 10-Year Government Bond YieldAustralia Credit Rating & Sovereign Risk ScoreAustralia Credit to the private sector outstanding (RBA table D2 DLCACFS)Australia Producer Price Inflation (PPI)Australia Balance of Payments: Current Account Balance, SAAustralia Trade Balance: Goods & ServicesAustralia Exports of goods & services (national accounts, real) (ABS ANA_EXP)Australia Trade in Goods: Exports (Credits), Seasonally AdjustedAustralia Imports of goods & services (national accounts, real) (ABS ANA_EXP)

FAQ

What is the current housing credit outstanding — owner-occupier (RBA credit aggregates) in Australia?
The latest reading is 1,769.0 AUD billion for September 2026, published by Reserve Bank of Australia.
Where does this data come from?
It is collected directly from Reserve Bank of Australia and is available through the Makrognosis API under the code AU.MORTGAGES.M.NSA.GRP-OWNEROCC.

Last updated 2026-10-30. Source: Reserve Bank of Australia. Original title: “Australia housing credit outstanding — owner-occupier (RBA credit aggregates)”.